Salary Breakup Calculator
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💼 SALARY BREAKUP CALCULATOR
ADVANCED CTC TO IN-HAND MONTHLY BREAKDOWN
1. PACKAGE DETAILS
📉 GROSS VS IN-HAND
Gross Salary is what you earn before deductions. In-Hand (Net) is what hits your bank. Employer PF and Gratuity are part of your CTC, but they never become part of your Monthly Gross Salary.
⚖️ THE GRATUITY TRAP
Many employers add Gratuity (approx 4.81% of Basic) to inflate the CTC. By law, Gratuity is only payable if you complete exactly 5 continuous years in the company. If you leave before 5 years, this portion of your CTC is lost.
