SWP Calculator
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📈 ULTIMATE SWP ENGINE
ADVANCED INFLATION-ADJUSTED WITHDRAWAL PLANNER & HISTORY
1. INVESTMENT PARAMETERS
2. FINANCIAL PROJECTION
FINAL CORPUS VALUE
₹0
AT THE END OF TENURE
TOTAL INVESTMENT
₹0
TOTAL WITHDRAWN
₹0
WITHDRAWN
CORPUS LEFT
CAPITAL EXHAUSTION ALERT
Your withdrawal rate is too high. Your entire corpus will be depleted before the end of your selected tenure.
📉 THE INFLATION REALITY
Standard calculators assume you will withdraw ₹30,000 every month for 20 years. In reality, due to inflation, ₹30,000 today will have the buying power of just ₹9,300 in 20 years. The Step-Up SWP increases your payout yearly to maintain your lifestyle.
⚖️ SAFE WITHDRAWAL RATE (SWR)
To ensure your portfolio never depletes, financial experts recommend the 4% Rule. Your annual withdrawal should ideally not exceed 4% to 5% of your total starting corpus. High withdrawals combined with market drawdowns can crash your portfolio.
