Rent vs buy calculator
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🏢 ULTIMATE RENT VS BUY ARCHITECT
ADVANCED OPPORTUNITY COST & REAL ESTATE WEALTH ENGINE
1. BUYING PARAMETERS (PROPERTY)
2. RENTING & MARKET PARAMETERS
3. WEALTH PROJECTION DASHBOARD
RENTING IS BETTER
By renting and investing the difference, you will generate more wealth.
NET WEALTH IF YOU BUY
₹0
PROPERTY VALUE AT END OF TENURE
NET WEALTH IF YOU RENT
₹0
INVESTMENT PORTFOLIO VALUE
4. EXPENSE BREAKDOWN
MONTHLY EMI (BUY)
₹0
TOTAL EMI PAID
₹0
INITIAL OUTFLOW (BUY)
₹0
DOWN PAYMENT + STAMP DUTY
TOTAL RENT PAID
₹0
⚖️ THE OPPORTUNITY COST LOGIC
When you buy a house, you pay a hefty Down Payment and Stamp Duty. If you rent, that same money can be invested in Mutual Funds. Furthermore, if your EMI is higher than your Rent, the monthly savings are also invested. This calculator compounds all these investments to show your true "Renting Net Wealth".
🏚️ HIDDEN COSTS OF BUYING
Real estate isn't just about EMIs. You pay Stamp Duty & Registration (sunk cost) and Annual Maintenance & Property Tax (recurring cost). This engine accurately deducts these expenses from your buying power to provide a realistic, un-biased comparison.